HPR Property Risk Engineering
Precision. Protection. Performance.
What we do:
SnapRISK delivers modern, tech-powered HPR property risk engineering for complex, high-value facilities. We go beyond traditional inspections—providing deeper risk insight that supports stronger coverage and better client outcomes.
- Conduct HPR-level field surveys (fire protection, construction, exposures, operations)
- Deliver clear, underwriter-ready reports
- Identify and recommend practical risk improvements
- Equip brokers and clients with Digital Property Profiles®
How we do it:
We combine deep HPR engineering expertise with mobile-first technology to make risk data work harder, faster, and smarter—for brokers, carriers, and insureds alike.
- SnapCAT®: Digital survey tools to gather critical HPR data onsite
- SnapREC®: Engineer-driven recommendations in real time
- Digital Property Profile®: 24/7 access to structured, up-to-date risk intelligence
- Remote or onsite flexibility with instant turnaround and seamless delivery
Why it matters:
You do not just want an HPR inspection—you want to understand your risk and act on it. SnapRISK helps:
- Shorten the underwriting cycle with instant, actionable insights
- Enhance placement confidence with high-quality, standardized reports
- Differentiate in the market by offering smarter client experiences
- Support long-term risk improvement with data-driven recommendations
How SnapRISK Sets the Standard in HPR Risk Engineering
- Mobile-First HPR Tools: Purpose-built technology to streamline data capture. No clipboards — engineers document risks digitally on-site.
- Instant Insights During the Survey: Real-time data delivery while engineers are still on-site. Accelerates underwriting & risk mitigation decisions.
- GIS Mapping & Visual Verification: Timestamped photos + geospatial accuracy. Critical for large-scale industrial and remote HPR sites.
- Live, Updatable Digital Property Profiles®: Risk data evolves with the facility. No waiting for annual reports – facility changes instantly reflected in your risk profile.
- Built by HPR Experts: Created by industry leaders to solve real-world HPR pain points. Tailored for carriers, brokers, and risk managers.
- Efficiency & Cost Savings: Shorter report cycles, less travel, leaner operations. Up to 40% savings for clients with large HPR portfolios.
SnapRISK makes HPR risk engineering faster, clearer, and more valuable – for everyone in the insurance ecosystem.
SnapCAT®
SnapCAT® focuses on collecting, verifying, and housing natural catastrophe (NatCat) modifier data building-by-building in a cost-effective way – without the need for expensive traditional inspections. We have developed a streamlined process that makes gathering this critical data more affordable and efficient.
- Visualize Portfolio Risk Mapping: SnapCAT® gives you a live, interactive map of all your locations with color-coded hazard overlays – flood, earthquake, windstorm, wildfire, and more.
- Site-Level and Portfolio-Level Insights: Dive into individual properties or zoom out to see trends and risk concentrations across your entire business.
- Real-Time Intelligence for Smarter Decisions: Whether you are selecting new sites, reviewing business continuity plans, or negotiating insurance terms, SnapCAT® delivers the data you need – fast.
- Customizable and Client-Friendly: SnapCAT® was built with you in mind: intuitive to use, branded for your business, and backed by SnapRISK’s expert interpretation and guidance.
SnapCAT® empowers better decisions by turning complex risk data into clear, actionable insight – so you can protect your assets, people, and operations with confidence!
SnapCOPE®
SnapRISK’s digital tool for collecting and organizing Construction, Occupancy, Protection, and Exposure (COPE) data – critical information for risk evaluation and underwriting.
- Digital COPE Forms: Streamlined, mobile-friendly interface for fast data collection.
- Smart Fill: Pre-populated data to reduce manual entry.
- Photo & Document Uploads: Visual verification of COPE attributes.
- Geolocation Enabled: Ensures accurate location-specific risk insights.
- Accelerated Submissions: Deliver complete, high-quality COPE data in hours, not days.
- Improved Data Accuracy: Minimize errors with guided entry and validation logic.
- Portfolio – Wide Visibility: Standardized data across all locations.
- Risk Transparency: Better insights for smarter underwriting decisions.
SnapCOPE® puts the power of precision property data in your hands.
SnapIR
Infrared (IR) Testing Detects Hidden Problems—Before They Become Costly Failures. Using advanced thermal imaging, IR testing uncovers issues in electrical systems, roofing, mechanical components, and more—so you can act before they disrupt your operations.
What you cannot see can hurt you. Infrared thermographic inspections detect hidden risks—like overheating electrical components, failing mechanical systems, or moisture intrusion—before they cause breakdowns, fires, unplanned shutdowns (business interruption), or costly damage.
Our non-invasive scans are quick, data-driven, and actionable. You will gain visual insights to strengthen your maintenance program, reduce liability, and prove your proactive approach to risk.
- 70%+ of property fires in the insurance market stem from electrical failures.
- Our advanced imaging technology identifies thermal anomalies in your medium-voltage substations and electrical systems, allowing you to act and avoid unexpected failures.
- Insurers and regulators are tightening standards. NFPA 70B, ISO, and insurance providers now emphasize preventive tools like IR scans.
- Budgets are tightening—but risks are not. IR testing helps avoid major repair or replacement costs. It is one of the most cost-effective risk control tools available.
- Minimize downtime. Preventive maintenance is far more cost-effective than emergency repairs.
- Protect critical infrastructure. Ensure the safety and longevity of your assets.
Do not wait until it is too late. Protect your People, Property, and Profits today!
SnapREC®
SnapREC® is designed to streamline how you track, manage, and act on your property risk improvement opportunities, across your entire portfolio.
- Centralized Risk Data: Every property, every recommendation, every update –organized in one place, accessible anytime.
- Real-Time Progress Tracking: Track open risk recommendations, implementation status, due dates, and responsible parties – all in a clear, dashboard- style view.
- Prioritization Made Easy: Filter and sort by risk severity, cost to implement, or location – so you can focus resources where they will have the greatest impact.
- Collaborative Compliance: Risk Management, Facilities, Engineering, Operations, and Leadership can all engage in one unified system.
- Carrier-Ready Reporting: Export progress reports and analytics to demonstrate your commitment to continuous risk improvement – great for underwriting and renewals.
Recommendations are turned into tangible results – giving you visibility, accountability, and control across your entire property risk portfolio!
SnapRISK Self E-AUDIT®
A digital self-assessment tool that empowers clients to evaluate their own property risks quickly, efficiently, and cost-effectively – without waiting for a site visit.
- User friendly interface: Intuitive design allows you to complete audits with minimal guidance.
- Customizable templates: Tailored to your industry, risk profile and your needs.
- Photo Upload & Geotagging: Visual documentation with precise location data.
- Data Integration: Syncs seamlessly with SnapRISK® analytics and reporting tools.
- Faster Risk Insights: Accelerates risk mitigation timelines.
- Client Empowerment: Proactive risk ownership.
Revolutionize how you assess and manage property risk – digitally, efficiently, and intelligently.
SnapALERT®
Real-time alerting system that notifies clients of active risk events – so you can act fast, stay informed, and reduce potential loses.
Address threats before they escalate, take initial action to protect your people and assets, enhance your emergency preparedness, and understand your exposures across all locations instantly.
- 24/7 Monitoring: Tracks natural disasters, fires, severe weather, and civil unrest near your properties.
- Geospatial Intelligence: Maps events to specific locations, in real-time.
- Custom Alerts: Tailored notifications based on risk tolerance and property type.
- Actionable Guidance: Provides recommended next steps to mitigate exposure.
- Integrated Reporting: Logs alerts into your SnapRISK® portal for follow-up and analysis.
- Overlay a live radar, forecast layers, or hurricane path to visualize weather risk.
- Geospatially filter and export locations.
- Refine specific weather events so you only get the information that most impacts you.
- Send email alerts to notify your team.
With SnapALERT™ you do not just get alerts – you get answers.
SnapVALUES™
A property valuation tool that delivers fast, accurate replacement cost estimates – empowering better insurance decisions and reducing underinsurance risk. SnapVALUES™ uses mobile technology to replace spreadsheets and makes values collection infinitely easier, more accurate and defensible.
- Eliminates cumbersome, time-consuming methods of collecting values.
- Memorializes the data and provides real-time year over year analysis with customizable thresholds for variances
- Automatically identifies discrepancies, significant changes, and outliers.
- Accommodation of all currencies and exchanges either in real-time or on a fixed date.
- Automated tracking and follow-up ensure local teams complete the required task.
- Easily integrates data with other internal or external systems.
- Acquisitions and changes easily added by stakeholders to ensure proper accounting in your SOV submission.
- Visual verification photo fields.
With SnapVALUES™ you know your numbers – before it costs you.
